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Helping Clients Address ACA

We have provided and continue to provide a variety of services assisting clients with respect to the 2010 Patient Protection and Affordable Care Act (ACA) and the ensuing regulations. Among them:

  • Education: We have helped educate our clients in a number of ways: Client Advisories and Alerts (which can be found in Regulatory Updates), speeches for organizations, presentations for Trustees, and of course providing client-specific consulting.
  • Financial Impact Analysis: Our financial impact analysis has included both interactive modeling via H-scan and/or follow-up summary analysis. While all of our work is customized to meet the needs of individual clients, typical analysis has included interactive modeling that allows Trustees to see the potential financial impact of the spectrum between maintaining grandfathered status, and complete compliance.
  • Plan Design Assistance: We have assisted our clients in determining options to comply with the Affordable Care Act as well as other significant legislation such as the Mental Health Parity and Addiction Equity Act and the American Recovery and Reinvestment Act. Our focus has been to offer options to not only comply with the laws but also to provide creative ways to control costs.
  • Compliance Assistance: Our compliance team headed up by our Chief Research Actuary and our Research Attorney have provided information to clients. Cheiron has also provided legal cite reference to Fund attorneys for their consideration. (Cheiron does not provide legal advice.)
  • Stop-loss Vendor Quotes: We have both solicited and reviewed stop-loss quotes from stop-loss insurers for our clients who desire new or additional stop-loss coverage due to the removal of lifetime limits and increasing of annual limits for essential benefits.
  • Participant Communication: We have assisted our clients in making sure that they comply with the communication requirements and new timing requirements of the Affordable Care Act. Our assistance has included both reviewing and drafting participant communications, including the new Summary of Benefits and Coverage requirement.
OUR MISSION: To empower benefit plan sponsors to understand and better manage their benefit programs and their resulting financial risks through innovative technological applications and unsurpassed professional expertise.
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