John L. Colberg

FSA, MAAA, EA, Principal Consulting Actuary

John Colberg has over 20 years of actuarial experience in retirement plans and other employee benefit plans including healthcare, group life and disability insurance, and employee leave plans. His recent experience includes retirement and healthcare consulting assignments for government employers at the Federal, state, and local levels, Taft-Hartley funds, private corporations, and non-profit organizations. Prior to joining Cheiron, John was employed by Milliman. John's style of consulting merges communication skills, actuarial expertise, and computer knowledge to present complex concepts in an easily understood format. Examples of recent projects include: selecting a national PPO vendor and restructuring the benefit designs of a national union fund to provide better benefits to fund participants without increasing costs; projecting health care costs ten years for the U.S. Department of Defense, reflecting potential increases for the impact of declining retiree health coverage in the private sectors on the DoD's costs; assisting in the pricing and incentives to transition a national employer from a predominantly HMO/EPO benefit structure to a consumer-driven model; and assisting Taft-Hartley funds in collective bargaining by developing, modeling, and communicating alternative benefit options or healthcare delivery systems.

In addition to the above projects, John has also assisted clients in the development of RFPs; evaluated the performance of and assisted in negotiations with vendors; developed and analyzed cost-containment strategies; analyzed legislative reform proposals; compliance with SOP 01-2 and GASB 43/45 disclosures; and helping clients adapt to the new Medicare Part D program.

His governmental client list includes the U.S. Department of Defense, the U.S. Army Community and Family Support Center, the Maine State Retirement System, Arlington County, and the District of Columbia. His Taft-Hartley and related clients include United Furniture Workers Insurance Fund, the FELRA & UFCW Health and Welfare Funds, the UFCW Unions and Participating Employers Health and Welfare Fund, the Milk Drivers and Dairy Employees Local 246 Health & Welfare Fund, and the Washington Wholesalers Health and Welfare Fund. His private and non-profit clients include ChoicePoint, the American Psychological Association, and Union PSCE.

John is a Member of the American Academy of Actuaries, a Fellow in the Society of Actuaries, and an Enrolled Actuary. He graduated cum laude from the University of Pennsylvania with a B.S. in Economics with concentrations in actuarial science and insurance.

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